Bloomberg Law News recently reported that Gen Z debts are growing faster than any previous generation. Some professionals might attribute this to higher living costs, stagnant wages, student loans, and credit card debt. And now there’s a new form of debt, called “buy now, pay later”, or BNPL. So how do BNPL apps like Afterpay work, and what do they “cost”? Today’s episode digs into the details of BNPL apps, how they affect consumer spending habits, and how the BNPL costs can far exceed the already high credit card APRs.
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